Archive

CONSUMER TIPS: RESOLVING

CREDIT & BANKING COMPLAINTS

This page was last updated 5/97


Most Americans use credit and banking services regularly. To help you manage your finances, we've listed some basic protections you have under Federal law and what to do if you have problems.

KNOW YOUR CREDIT RIGHTS



For further information about these laws, contact your regional Federal Trade Commission (FTC) office, or the Public Reference Branch of the FTC at (202) 326-2222.



IF YOU HAVE A PROBLEM

Contact the company. If you think your problem is one of...



Seek Third-party Help

To protect your privacy, companies won't discuss your credit file or credit card accounts with third-parties. However, it may speed action on your complaint to contact your state or local consumer protection agency.

Consumers with complaints about financial institutions should contact the following agencies when the problem isn't resolved by the institution. Complain about...



Credit Counseling

If you need help in dealing with your debts, the Consumer Credit Counseling Service (CCCS) may be able to arrange a repayment plan that is acceptable to your creditors and to help you plan a budget. To locate the nearest CCCS office, call (800) 388-2227 from a touch-tone phone or look for a listing in your telephone book.

Return to OCA Home Page